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THE FAIR CREDIT REPORTING ACT

THE FAIR CREDIT REPORTING ACT
The purpose of the FCPA is to ensure accuracy and fairness of credit reporting through reasonable procedures.
Who can and cannot view your personal credit profiles.
What information must be removed, corrected, or deleted from your credit reports.
Credit bureaus can collect and furnish credit reports only under specific conditions; or face civil liability.
How to properly dispute inaccurate information contained in your credit reports.
Unauthorized disclosure of consumer credit reports subjects the violator to civil penalties.

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