You can find a link to hundreds of Bankruptcy attorneys throughout the US, Canada and England.

The purpose of the FCPA is to ensure accuracy and fairness of credit reporting through reasonable procedures.

Who can and cannot view your personal credit profiles.

What information must be removed, corrected, or deleted from your credit reports.

Credit bureaus can collect and furnish credit reports only under specific conditions; or face civil liability.

How to properly dispute inaccurate information contained in your credit reports.

Unauthorized disclosure of consumer credit reports subjects the violator to civil penalties.

* Northern District of New York Bankruptcy Court

*Southern District of New York Bankruptcy Court

* Eastern District of New York Bankruptcy Court

* Connecticut Bankruptcy Court

* Vermont Bankruptcy Court

* Second Circuit Court of Appeals and District Courts

Terms of Usage
Welcome to NY Bankruptcy.com. Plase read the disclaimer in the bottom before accessing or using this site. We are pleased to provide access to the Federal Laws that govern Bankruptcy. Additionally, there are State specific laws, plus access to the legal forms needed to file a Bankruptcy petition if you need.

Laws can change every day. While we do our best to keep the information current, you should always check for updates through an independent source before making any decisions.

In this web portal, you will find many useful items and information. You can search both State and Federal laws on many bankruptcy law topics. Additionally, you can get updates in the new laws, as well as search many previous Court and Appealate Court decisions. We are not attorneys and do not give legal advice. However, if you need an attorney that specializes in bankruptcy law, you can find several by using our Find an Attorney link on this page.

Click here to find Laws and Cases in New York State.

Personal Bankruptcy Chapter 7

A Chapter 7 Bankruptcy filing may provide you with the opportunity to legally relieve yourself from unsecured debts (such as credit card debts, medical debts, personal loans or certain bank loans). In most cases, you can keep your home, car, and other personal belongings. During your free phone and office initial consultation, we will further consult you about your specific situation. If you are being harassed by creditors, the filing of a Chapter 7 or Chapter 13 Petition in Bankruptcy (Automatic Stay Provisions) will, in almost every case, immediately STOP your creditors from calling you, harassing you, suing you, garnishing your wages, freezing your bank account or even communicating with you.

Chapter 13

In a Chapter 13 Bankruptcy, which is generally the type of petition filed if your house is in foreclosure, the law allows you an interest-free debt repayment plan that will consolidate your debts over a three or five-year period of time. Your creditors will not be allowed to continue to bill you or sue you or attempt to collect their debt with you during the Chapter 13 Plan period, if your Chapter 13 Plan is confirmed. At the end of successful Chapter 13 Plan period, the remaining (unpaid) unsecured debts will be discharged (forgiven). In other words, in many cases, some or most of your unsecured creditors will be legally forgiven after your plan is completed, depending on the amount of equity in your home. As always, you should only rely on your Attorney's advice after a consultation.

DISCLAIMER. IMPORTANT

Disclaimer: The information provided on NYBANKRUPTCY.COM is not legal advice, NY BANKRUPTCY.COM is not a lawyer referral service, and no attorney-client or confidential relationship is or should be formed by use of the site. The attorney listings on NYBANKRUPTCY.COM are paid attorney advertisements and do not in any way constitute a referral or endorsement by NYBANKRUPTCY.COM or any approved or authorized lawyer referral service. Your access to and use of this site is subject to additional Terms and Conditions.